Designing Your Retirement

Designing Your Retirement, the manual

Designing Your Retirement is a process that will teach you how to design a happy, healthy, and fulfilling retirement.

 PDF format: Designing Your Retirement  (v. 5/31/24,  ~40 mB)

e-book format: Designing Your Retirement.epub (v. 5/31/24, ~ 50 mB)

PDF instructions:

After you download the PDF, export the downloaded file from your browser to your computer.  Then open it with a PDF reader and set the configuration to “Two pages,” as per the instructions on page 2. It is designed to be displayed and read two pages at a time on a computer. It can be read one page at a time but you may not be able to see the image that is associated with the text information concurrently. The font size will make it hard to read on most smart phones.

e-book instructions for epub format:

After you download the above epub formatted file, it can be opened with an e-book reader, like Apple Books or Kindle. Once the file is unzipped ( decompressed ) the epub file open automatically in Apple Books. To read the above unzipped epub format on the Kindle, follow these instructions

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We all want to have a happy, healthy, and fulfilling retirement.

However, the Second Law of Thermodynamics states that “order” will not spontaneously emerge from “chaos.” This is also applies to most people’s retirement; it is extraordinarily unlikely that a fulfilling retirement will spontaneously emerge from the chaos of life without some effort and planning.

I have written extensively about my retirement process and I have distilled my accumulated knowledge into a step-by-step instructional video, essay, and PDF that will help people design a happy, healthy, and fulfilling retirement.

Video: Designing Your Retirement.  Cambridge Center for Adult Education (ccae.org) lecture of 5/3/24. The 90 minute lecture was edited down to 54 minutes.

PDF: Designing Your Retirement instructional manual, see above “PDF format

After you download the PDF, export it from your browser to your computer and open it with a PDF reader.

Essay: Designing Your Retirement: A Data Driven Approach

Essay (long version): Designing Your Retirement: A Data Driven Approach

Upcoming Lectures

  • Jun 1, 2024 1:30-3:00 PM MIT Club of Boston, Cambridge Public Library
  • July 11, 2024 noon- 1 PM, Cambridge Council On Aging, Cambridge Senior Center

Lectures Given

  • May 3, 2024 4- 5:30 PM Cambridge Center for Adult Education, Cambridge, MA
  • Mar 22, 2024 11 AM – 12 PM Somerville Council on Aging, 167 Holland St, Somerville, MA
  • Nov 16, 2023  11:30 AM-12:30 PM, Regis College Learning in Retirement, 235 Wellesley St, Weston, MA

Links to all my retirement essays.

It is never too late to begin Designing Your Retirement.

Hayward Zwerling

revised: 5/30/2024

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